Most people view the unsolicited Credit Card offers they find in their mailbox as a minor annoyance.  Unfortunately, pre-approved Credit cards can pose a major Security risk to unwitting consumers. Identity thieves love to "dumpster dive" for this Type of junk mail and use it establish fraudulent credit accounts.

Investing in $20 paper shredder is a good way to protect yourself but why receive these offers at all if you don't have to?  

There is a new official service which allows you to opt-out of credit card offers for five years (via a web form) or permanently (by mailing in a form).

Visit OptOutPrescreen.com for more information.

It may take several weeks for the offers to stop arriving in your mailbox.