Glossary | |
| Terms that are on use on this site. | |
| You can always search for entries (regexp permitted). | |
| Obsolescence | A term used to describe how long negative information should stay in a credit file before it’s not relevant to the credit granting decision. The FCRA has determined the obsolescence period to be 10 years in the case of bankruptcy and 7 years in all other instances. Unpaid tax liens may remain indefinitely, although Experian removes them after 15 years. |
| Glossary V2.0 | |
Help is just a phone call away...
1.480.200.7924
